minukalkulaator.ee
Up-to-date 2026 rates

Estonian calculators 2026

Calculate salary and taxes, VAT, loan payments and benefits - all in one place, with up-to-date Estonian rates.

Taxes, salary and benefits

13

Loan and leasing

3

Finance and investing

7

Vehicle

2

Health and body

6

Mathematics

11

Physics

2

Unit converter

3

Time and dates

2

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What minukalkulaator.ee is and how it works

One place for everyday Estonian calculations

minukalkulaator.ee is a free collection of Estonian calculators built around one simple idea: a person should be able to work out their pay, taxes, loan payment or benefit without opening a spreadsheet and without hunting for the rates themselves. Every calculator uses the current Estonian rates, shows the working next to the result and explains what the number is made of.

The calculators fall into nine groups: taxes and pay, loans and leasing, money and saving, vehicles, health and pregnancy, mathematics, physics, units, and time and dates. The most used are the salary calculator, the VAT calculator, the retirement age calculator and the parental benefit calculator, but the quadratic equation and Ohm's law calculators were built with the same care.

Which rates are built in for 2026

Income tax is 22% and the basic exemption 700 euros a month, 776 euros for people of retirement age. Social tax is 33%, unemployment insurance 1.6% for the employee and 0.8% for the employer, and the funded pension contribution 2%, 4% or 6% depending on the employee's choice. The standard VAT rate is 24%, with reduced rates of 13% and 9%. The minimum wage is 946 euros a month or 5.67 euros an hour from 1 April 2026, and the parental benefit ceiling is 3,806.10 euros a month.

The salary calculator also covers 2023 to 2025, when the basic exemption depended on income and VAT rates were different, so you can compare what the same gross pay left in hand in different years.

Where the numbers come from and how they are checked

Tax rates and benefit limits come from the public materials of the Estonian Tax and Customs Board, the Social Insurance Board, the Health Insurance Fund and the Unemployment Insurance Fund, and from the legislation itself. Every calculator page lists its sources and states whether the calculation is verified or an estimate. We mark a calculator as an estimate when an input depends on circumstances that cannot be known exactly online, such as a collective agreement or a tax office decision.

When a rate changes we first update the data file that every calculator reads, then re-check the worked examples. Each calculator page states when its rates were last verified.

News, guides and explainers every day

Alongside the calculators we publish one short piece every day in the News section: what is changing, what a line on a payslip means, how to work through one specific situation. Longer topics are collected in the guides, with step-by-step examples from the gap between gross and net pay to car tax and parental benefit.

Under every calculator there is also a longer explanatory article with worked examples and frequently asked questions, so a result never has to be taken on trust.

Who is behind it

The site is run by the Estonian company Enternet OÜ. We are not affiliated with the Tax and Customs Board or any public body, and the calculators do not replace advice from an accountant or an official. If you find an error or a rate has changed, write to us through the contact page: we will fix it and note the change.