Mortgage calculator - monthly payment
Calculate the mortgage monthly payment, total interest and repayment from the property price, down payment, rate and term.
Monthly payment
€646.02
per month (annuity)
Loan amount€127,500.00
Total interest−€105,068.56
Total repaid€232,568.56
Calculations are based on Estonia's tax rates in force for 2026. Results are informational.
Last updated: 2026-06-03
How is the mortgage payment calculated?
The loan amount is the property price minus the down payment. An annuity payment is equal throughout the term and depends on the amount, annual rate and term. A longer term lowers the payment but increases total interest.