Estonian child benefit calculator 2026
Calculate the total child benefits your family receives: child allowance, large-family allowance and the single-parent child allowance.
Allowance for a child whose birth record lists no father.
2026 rates. Paid automatically by the Social Insurance Board; family allowances are tax-free.
Calculations are based on Estonia's tax rates in force for 2026. Results are informational.
Sources: Sotsiaalkindlustusamet
Last updated: 2026-06-03
Which family allowances exist in Estonia?
The child allowance is paid for every child from birth until age 19 (if studying): 80 € per month for the first and second child and 100 € from the third child. Families with three or more children also get the large-family allowance: 450 € per month with 3-6 children and 650 € with 7 or more. The single-parent child allowance is 80 € per month for a child with no father on the birth record. Family allowances are tax-free and granted automatically by the Social Insurance Board after the birth is registered.
Worked examples for families of different sizes
The calculator adds up three allowances: the child allowance for each child, the large-family allowance with three or more children and, if selected, the single-parent child allowance. The yearly figure is the monthly total times 12.
- One child: child allowance 80 €. 80 € a month, 960 € a year.
- Two children, single parent, neither child has a father on the birth record: child allowance 80 + 80 = 160 €, single-parent allowance 2 × 80 = 160 €. 320 € a month, 3840 € a year.
- Four children: child allowance 80 + 80 + 100 + 100 = 360 €, large-family allowance 450 €. 810 € a month, 9720 € a year.
- Seven children: child allowance 2 × 80 + 5 × 100 = 660 €, large-family allowance 650 €. 1310 € a month, 15,720 € a year.
How to read the result
The large figure is the monthly total of family allowances, and the yearly amount below it assumes the number of children and the rates stay the same all year. The "Child allowance" row is the sum for all children: the first two bring 80 € each and every further child 100 €.
The large-family row only appears with at least three children, and the single-parent row only when you tick the box. A missing row is not an error; it means that allowance does not apply to your family according to the calculator.
The biggest jump comes with the third child. Two children bring 160 € a month, three bring 710 €, which is 550 € more, because on top of the 100 € child allowance the family becomes entitled to the large-family allowance. A seventh child adds 100 + 200 = 300 €, as the large-family allowance rises from 450 € to 650 €.
The biggest change: when the eldest child ages out
The child allowance is paid until the child turns 16, or 19 if they keep studying. Enter the number of children for whom the allowance is actually paid, because that number also drives the large-family allowance.
For a family with three children, the end of the eldest child's allowance is a sharp drop. Three children bring 710 € a month, two children 160 €. Monthly income falls by 550 €, or 6600 € a year. For a family of four the same step is far gentler: from 810 € to 710 €, a drop of 100 € a month.
In a family of seven, losing the seventh child from the count removes the higher large-family rate: 1010 € instead of 1310 €, which is 300 € a month less. Work these scenarios out in advance and put the dates in your calendar so the budget change is no surprise.
The single-parent checkbox: when the result is too high
When the box is ticked, the calculator adds 80 € for every child you entered. In reality the single-parent child allowance is only paid for a child with no father on the birth record. If you have three children and only one qualifies, the calculator shows 950 € a month, but the correct total is 710 + 80 = 790 €.
In that case calculate without the checkbox first, then add 80 € by hand for each child who actually qualifies.
What the calculator does not account for
The calculator covers only the monthly family allowances. The one-off birth grant, the parental benefit and any local municipality support have to be added separately. The parental benefit amount is available in the parental benefit calculator.
The result uses 2026 rates. If the rates change in future, a total multiplied over several years will no longer be accurate. The allowances are free of income tax, so the monthly total is also what lands in your bank account.
Practical tips
Check in the Social Insurance Board self-service that all your children are listed as allowance recipients and your account number is correct. When the family changes, for example a new baby arrives, recalculate and compare the result with the next payment.
If a 16-year-old continues studying, make sure the study information reaches the board. For a family of three children, more is at stake than 80 or 100 € for one child: the 450 € large-family allowance depends on it too.
Frequently asked questions
How large is the Estonian child allowance in 2026?+
80 € per month for each of the first two children and 100 € from the third child. Families with 3+ children additionally get 450 € (3-6 children) or 650 € (7+) per month.
Until what age is it paid?+
From birth until 16, or until 19 if the child continues studying (to the end of the school year).
Do I need to apply?+
Usually not - after the birth is registered, the Social Insurance Board makes an offer in its self-service that you confirm. Payments arrive on the 8th of each month.
Are the benefits taxed?+
No, all family allowances are free of income tax and are not declared.
What is the birth grant?+
A one-off 320 € per child (1000 € for twins), paid in addition to the monthly allowances.